New

OverseeAI Research is now available for all states

Stop hunting through filings. Start getting answers.

Ask about rate changes, coverage shifts, or exclusion trends across any state or line and

get a structured, cited answer instantly.

Explore now

Explore now

Explore now

Explore now

|
|

The Challenge

Data exists. Insight doesn't.

Competitive research in P&C insurance is challenging

not because data doesn't exist, but because it's buried, fragmented, and arrives too late to act on.

Stroke Background

Rising product complexity

Carriers constantly refine policy language in areas like cyber and property, making it difficult to track what’s covered, what’s excluded, and how regulators respond.

Stroke Background

Rising product complexity

Carriers constantly refine policy language in areas like cyber and property, making it difficult to track what’s covered, what’s excluded, and how regulators respond.

Stroke Background

Intent buried across documents

Competitor updates are scattered across multiple documents, forcing teams to reconstruct products and endorsements without ever seeing the full picture.

Stroke Background

Intent buried across documents

Competitor updates are scattered across multiple documents, forcing teams to reconstruct products and endorsements without ever seeing the full picture.

Stroke Background

Fragmented & Slow Research

Analysts rely on word of mouth, scattered spreadsheets, and manual review. By the time insights reach teams, competitors may already be ahead in market.

Stroke Background

Fragmented & Slow Research

Analysts rely on word of mouth, scattered spreadsheets, and manual review. By the time insights reach teams, competitors may already be ahead in market.

Stroke Background
Stroke Background

OverseeAI Research

Ask the question. Get the answer.

Smart AI Agents
That Drive
Real Results

Replace hours of research with instant, cited answers on competitor rate changes, exclusions, and coverage tweaks & more, so you can focus on decisions not document hunts.

Stroke Background
Stroke Background
|

Look up specific filings

Search rate changes

Search coverage & endorsements

Search by line of business

Search by state

Stroke Background
Stroke Background
|

Look up specific filings

Search rate changes

Search coverage & endorsements

Search by line of business

Search by state

Question-led research

Start with the Question

Start with the Question

Type your question in simple sentences and get precise answers in seconds from across all states and all P&C lines.

Type your question in simple sentences and get precise answers in seconds from across all states and all P&C lines.

Traceable answers

Traceable and Verified Answers

Traceable and Verified Answers

Every answer is backed by publicly available filings, giving teams the confidence to act and file smarter with regulators

Every answer is backed by publicly available filings, giving teams the confidence to act and file smarter with regulators

Search

  • #ABCD-1234

    ABC Insurance

    Apr 14, 2026

  • #ABCD-5678

    ABC Insurance

    Apr 14, 2026

  • #DCGF-4345

    DS Mutual Inc

    Mar 13, 2026

  • #POC-3221

    PS group

    Mar 1, 2026

  • #FSRE-6753

    Farm Insurance

    Apr 12, 2026

  • #TTRD-4500

    Auto insurance

    Apr 6, 2026

Search

  • #ABCD-1234

    ABC Insurance

  • #ABCD-5678

    ABC Insurance

  • #DCGF-4345

    DS Mutual

  • #POC-3221

    PS group

  • #FSRE-6753

    Farm Insurance

  • #TTRD-4500

    Auto Insurance

Stroke Background
Stroke Background
|

Does the surcharge apply to new business, renewals, or both?

What rationale did they provide?

Are these surcharges concentrated in certain zips?

Stroke Background
Stroke Background
|

Does the surcharge apply to new business, renewals, or both?

What rationale did they provide?

Are these surcharges concentrated in certain zips?

Deep Research

Drill Down Where it Matters

Drill Down Where it Matters

Go beyond the first answer with guided follow ups that help you explore patterns, trends and strategies in detail.

Go beyond the first answer with guided follow ups that help you explore patterns, trends and strategies in detail.

Use Cases

Built for Every Team

AI solutions that actually
move the needle

AI solutions that actually
move the needle

Each function gets the competitive intelligence that's relevant to their decisions.

Service Image

Product & Strategy

Understand how the market is moving

Track coverage expansions, new endorsements, product shifts & more, before they become the new standard.

10+ Hours Saved Per Week

All States Included

Underwriting

Stay ahead of coverage & appetite shifts

Track when carriers tighten or broaden their terms with the source filing attached.

8+ Hours Saved Per Underwriter Weekly

Appetite Shifts Spotted in Seconds

Service Image
Service Image

Pricing & Actuarial

Track pricing trends across states

Track rate movements across carriers, lines, and states with every change tied to its filing.

10+ Hours of Filing Review Eliminated

Rate Movements Tracked Across All States

Compliance & Regulatory

File smarter with full regulatory visibility

Track what regulators are approving and pushing back on across any state, ready to inform your next submission.

DOI Objection Patterns Surfaced Instantly

Filing Activity Across All States

Service Image
Stroke Background
Stroke Background

Explore

See how it works

Cited, structured, and ready to act on, in seconds.

Today

Which carriers expanded catastrophe exclusions in coastal states this quarter?

Thinking....

Generating response...

Verify Customer

2. Read :

Billing History

3. Read :

Pricing Plan

4. Use :

Calculate Breakdown

View Citations

Explore Now

Explore Now

Stroke Background
Stroke Background

Why us

Trusted by insurance teams

Built for the complexity, traceability, and nuance of P&C insurance.

Stroke Background

Built for Insurance Complexity

Our platform understands insurance language and state regulations, making it easy to spot changes to products and rate plans.

Stroke Background

Built for Insurance Complexity

Our platform understands insurance language and state regulations, making it easy to spot changes to products and rate plans.

Stroke Background

Designed for Trust and Control

Every answer is cited, role managed, and adoption tracked so leaders know intelligence is accurate, complaint and actually used.

Stroke Background

Designed for Trust and Control

Every answer is cited, role managed, and adoption tracked so leaders know intelligence is accurate, complaint and actually used.

Stroke Background

Risk Free Path to Value

Unlock value without using confidential data or integrating into your existing systems. Low lift, low risk, and delivering value instantly.

Stroke Background

Risk Free Path to Value

Unlock value without using confidential data or integrating into your existing systems. Low lift, low risk, and delivering value instantly.

Stroke Background

Expert judgment amplified

We strengthen your team's expertise not replace it. The people who understand your business always stay in control.

Stroke Background

Expert judgment amplified

We strengthen your team's expertise not replace it. The people who understand your business always stay in control.

Stroke Background
Stroke Background

Get Started

Not sure where to start?

Why Businesses Love Our AI Solutions

Type any question in a simple sentence. Oversee AI Research handles the rest.

  • "Identify competitors introducing new coverages in commercial auto in Georgia."

  • "Summarise rate change trends across workers compensation filings in the Midwest this year."

  • What patterns are visible in rate increases across commercial property in the last 12 months?"

  • "Compare coverage wording for cyber liability across major carriers in California."

  • "Are commercial auto rate increases in the Southeast accelerating or decelerating?"

  • "Which carriers are tightening roof age requirements in coastal homeowners markets?"

  • "Show me homeowners filings with double-digit rate changes in Colorado in the last 60 days."

  • "What were the most significant rate changes filed in BOP this quarter and who drove them?"

  • "What objections did the DOI raise on [Carrier]'s last homeowners filing in California?"

  • "Identify competitors introducing new coverages in commercial auto in Georgia."

  • "Summarise rate change trends across workers compensation filings in the Midwest this year."

  • What patterns are visible in rate increases across commercial property in the last 12 months?"

  • "Compare coverage wording for cyber liability across major carriers in California."

  • "Are commercial auto rate increases in the Southeast accelerating or decelerating?"

  • "Which carriers are tightening roof age requirements in coastal homeowners markets?"

  • "What were the most significant rate changes filed in BOP this quarter and who drove them?"

Stroke Background
Stroke Background

Frequently Asked Questions

Got questions? We have answers.

Why Businesses Love Our AI Solutions

Everything you need to know before you sign up and most of what comes after.

What is Oversee AI Research and how does it work?

Oversee AI Research is a competitive intelligence tool for P&C insurance professionals. Ask a simple question about competitor rate changes, exclusions, endorsements, or appetite shifts and the platform searches the filings and returns a cited, structured answer in seconds. No manual document review required.

What is Oversee AI Research and how does it work?

Oversee AI Research is a competitive intelligence tool for P&C insurance professionals. Ask a simple question about competitor rate changes, exclusions, endorsements, or appetite shifts and the platform searches the filings and returns a cited, structured answer in seconds. No manual document review required.

Do I need to pay to get started?

No. Sign up with your work email and start running searches immediately without any commitments or limits. For enterprise teams with advanced feature requirements, reach out to our team.

Do I need to pay to get started?

No. Sign up with your work email and start running searches immediately without any commitments or limits. For enterprise teams with advanced feature requirements, reach out to our team.

Which lines of business and states are covered?

Oversee AI Research covers both personal and commercial lines — personal auto, homeowners, commercial auto, workers compensation, BOP and more. Filing activity is tracked across 47 states. Search by any combination of state, line, carrier, and time period.

Which lines of business and states are covered?

Oversee AI Research covers both personal and commercial lines — personal auto, homeowners, commercial auto, workers compensation, BOP and more. Filing activity is tracked across 47 states. Search by any combination of state, line, carrier, and time period.

Do I need to share any confidential data?

No. Oversee AI Research works entirely from publicly available filing data. You don't need to connect internal systems, share your book of business, or provide any proprietary information. Sign up with your email and you're ready to search.

Do I need to share any confidential data?

No. Oversee AI Research works entirely from publicly available filing data. You don't need to connect internal systems, share your book of business, or provide any proprietary information. Sign up with your email and you're ready to search.

How current is the filing data?

Our platform is updated regularly with new filings. You can search by specific time periods — last 30 days, last 90 days, year to date, so you're always working with current market data.

How current is the filing data?

Our platform is updated regularly with new filings. You can search by specific time periods — last 30 days, last 90 days, year to date, so you're always working with current market data.

Can I download or share the results?

Yes, every search result can be shared with your team. You can also download the original filing documents directly from your results. All past searches are saved so you can revisit or build on them at any time.

Can I download or share the results?

Yes, every search result can be shared with your team. You can also download the original filing documents directly from your results. All past searches are saved so you can revisit or build on them at any time.

How is this different from looking up information directly?

Looking up directly requires you to know exactly what your goals are before you start — navigating document by document and reconstructing insights manually. Our platform lets you start with a question instead and get a structured, cited answer in seconds ready to act on.

How is this different from looking up information directly?

Looking up directly requires you to know exactly what your goals are before you start — navigating document by document and reconstructing insights manually. Our platform lets you start with a question instead and get a structured, cited answer in seconds ready to act on.